This open enrollment, Clover Health encourages NJ seniors to check their healthcare coverage


The 2019 Medicare Annual Enrollment Period (AEP), which kicked off on October 15 and
runs through December 7, provides Hudson County seniors the chance to revisit their
healthcare, with the option to easily switch and join a Medicare Advantage (MA) plan over
traditional Medicare. Content provided by Clover Health.

Photo courtesy of Clover Health.

New Jersey seniors are falling behind their peers nationwide in MA enrollment.

According to data shared by Clover Health, one of New Jersey’s fastest-growing MA plans,
just 27% of New Jersey seniors are enrolled in an MA plan, despite significant increases in
enrollment nationwide over the past decade.

As of September 2019, nearly 1.8 million adults in New Jersey were eligible for
Medicare—a 5.7% increase in that population since September 2018. Nevertheless,
Garden State residents remain enrolled in MA plans at far lower rates than their peers
throughout the country (34%).

“Choosing a healthcare plan is one of the most important decisions older adults make
each year,” said Clover Health Vice President of Northeast Operations Hiram Bermudez.

“That’s why Clover is urging the 73% of New Jersey seniors not enrolled in a Medicare
Advantage plan to research their options outside of traditional Medicare and explore the
high-quality, personalized benefits offered through MA, often at a lower cost.”

Medicare Advantage plans are part of the official Medicare system, but can also provide
substantial hospital and doctor visit coverage, low premiums, and a wealth of additional
benefits—including prescription drug coverage, in-home checkups, vision, dental, and
hearing care—not covered by traditional Medicare.

Through December 7, New Jersey seniors can sign up for one of Clover’s comprehensive
Medicare Advantage plans. This AEP, Clover is offering:

● Numerous zero-dollar premium plans, including the lowest-cost PPO plan in New

● Zero copay for primary care visits and low-cost copay options for specialist visits

● Customized plans for beneficiaries who receive government assistance

● Competitive supplemental benefits including dental, vision, prescription drug and
hearing coverage, as well as fitness benefits and 24/7 access to doctors
Older adults and others eligible for Medicare nationwide can also explore their options
through the newly modernized Medicare Plan Finder from the Centers for Medicare and
Medicaid Services, designed to help anyone compare coverage and benefits across
available plans.


Disclaimer: Clover Health is a Preferred Provider Organization (PPO) plan and a Health
Maintenance Organization (HMO) plan with a Medicare contract. Enrollment in Clover
Health depends on contract renewal.

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