Jersey City Housing Authority one of 8 in N.J. to receive HUD housing counseling grant


The Jersey City Housing Authority is one of eight agencies in the State of New Jersey to receive a housing counseling grant – for $16,243 in their case – from the U.S. Department of Housing and Urban Development.

The Holland Gardens buildings in Jersey City, part of their housing authority complex. Photo via

By John Heinis/Hudson County View

“HUD-approved housing counselors are on the front lines, guiding people through their first home purchase and the ups and downs of homeownership,” HUD Secretary Ben Carson said in a statement.

“Their efforts give families a real opportunity to realize their dream of owning a home is obtainable by offering advice on affordable rental housing, home financing, and tools to prevent foreclosure.”

National and regional agencies distribute much of HUD’s housing counseling grant funding to community-based organizations that assist low- and moderate-income families to improve their housing conditions. In addition, these larger organizations help improve the quality of housing counseling services and enhance coordination among counseling providers.

Counseling improves housing outcomes for homebuyers, homeowners, and renters. Last year, HUD published research findings summarizing the impact of housing counseling has on families’ housing options and choices.

In addition, recent research from the Federal Reserve Bank of Philadelphia and the Urban Institute continue to find housing counselors provide substantial benefits for first time homebuyers and families struggling to prevent foreclosure.

Grant recipients address the full range of families’ housing counseling needs.

This includes helping homebuyers evaluate their readiness for a home purchase, understand their financing and down payment options, and navigate what can be an extremely confusing and difficult homebuying process.

The organizations also help households find affordable rental housing and offer financial literacy training to individuals and families struggling to repair credit problems that restrict their housing options.

Other agencies that received housing counseling grants were Audubon, Manalapan, Marmora, Paterson, Toms River, and Trenton (who received two separate grants).

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