A Jersey City U.S. Army recruiter has admitted to bank fraud and aggravated identity theft related to actions she took at the end of 2023, U.S. Attorney Robert Frazer announced.
By John Heinis/Hudson County View
Jane Crosby, 35, of Jersey City, pleaded guilty to one count of bank fraud and one count of aggravated identity theft before U.S. District Judge Susan D. Wigenton in Newark federal court.
Between around September 2023 and December 2023, Crosby submitted “Pre-Active Duty Membership” bank account applications to a credit union on behalf of seven U.S. Army recruits or purported recruits, without their knowledge or consent, court documents say.
Such accounts are intended to facilitate the direct deposit of soon-to-be service members’ salaries once they join the military.
These applications included the victims’ names and Social Security numbers as well as copies of their passports, driver’s licenses, and/or Social Security cards.
Once these credit union accounts were opened, Crosby, posing as the victims, applied for approximately $266,000 in loans and credit card accounts and used the accounts to deposit fraudulent checks and withdraw funds.
The bank fraud charge carries a maximum penalty of 30 years in prison and a $1,000,000 fine, or twice the gross gain or loss from the offense, whichever is greatest.
The aggravated identity theft count carries an additional consecutive mandatory minimum term of two years in prison and a maximum fine of up to $250,000, or twice the gross gain or loss from the offense.
Frazer credited special agents of the Department of the Army Criminal Investigation Division, under the direction of Special Agent in Charge Joel Kirch, with the investigation.
The government is represented by Assistant U.S. Attorney Lauren Kober of the Criminal Division in Newark.
